Checking Accounts - First National Bank of Buffalo, Wyoming

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First National Bank Checking Accounts

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		Local: (307) 684-1561 Toll Free: (877) 684-3622

Regular Checking - Personal & Business

Interest Bearing Checking Accounts
• Now Accounts
• VIP Checking

Vantage Club Accounts

Regular Checking - Personal & Business
We offer the same great deal on all our checking accounts -- whether they are personal or business accounts. We keep it simple and fair. There are no added charges for business checking accounts, and there are no diminished services for personal checking accounts. We offer the same great service to all our FNB customers.

Unlimited Check Writing
No per item charge
No monthly service charge if ledger balance remains above $300
If ledger balance falls BELOW $300, a monthly charge of $3.00 is assessed.
No monthly service charge to students (including college) upon notification to FNB of their student status

Interest Bearing Checking

The NOW Account* - For those FNB customers who prefer interest on the money they keep in their checking account, we have the NOW account. The only difference in this account is the minimum balance required, and monthly maintenance fees if they apply. Otherwise, we offer the same great service and benefits as our Regular Checking Account.

Interest is paid monthly, and rates are posted in the FNB lobby and on statements. Rates are subject to change daily

Unlimited check writing

No per item charge

Minimum balance to open an account is $500.00

If ledger balance falls below $500 within the month, a $ 5 fee is accessed.

* FDIC's Transaction Account Guarantee Program

First National Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts* are fully guaranteed by the FDIC for the entire amount of the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance.

* Includes accounts bearing interest of 0.50 percent or less.

VIP Checking Account

Minimum balance to open is $1,000

No monthly service charge

Unlimited check writing

No per item charge

Interest paid monthly, rates posted in the FNB lobby and on statements, which are subject to change daily

Vantage Club
For our valued customers 55 years of age and over, we have the following benefits:

No maintenance fee on Regular Checking

No maintenance fee on interest bearing checking account (if minimum opening balance is met)

FREE: Wallet Style Checks
FREE: Travelers Checks
FREE: Money Orders
FREE: Notary Services
FREE: Express Coin Counting

Unlimited Check Writing

First-Year Annual Fee waived on Visa, Visa Gold, MasterCard (pending credit approval)

Vantage Club I.D. Card